In most, it's between $300 and $500.
According to FEMA, about 25 percent of all flood insurance claims come from areas with low-to-moderate flood risk.
Brown, a second-generation Realtor from Alamo, California and founder of Investment Properties, believes that Congress needs to take swift action on a short-term extension of the program so they can continue work on the 21st Century Flood Reform Act. He told the AP last week that he wants to double the number of policies sold nationally in the near future. Others argue that private insurers would only cover the most profitable risks and dump the rest on the NFIP, Reuters reported.
They also addressed questions about trees and insurance policies.
LaHue is very familiar with floods that have caused significant damage in Volusia County. "It's just peace of mind when a storm comes like this one, you know you are protected", he said.
The program was operating at a $24 billion loss before Hurricane Harvey slammed Texas.
The latest forecasts suggest Irma's winds could carve up much of Florida's coast, damaging property from the Florida Keys through Jacksonville, and some experts say this could become the costliest storm in US history.
South Florida also has a better flood control system, the ground is more porous and there aren't any hills to send water rushing down from above, said Hugh Willoughby, a former research director at the National Oceanic and Atmospheric Administration and now a professor at Florida International University in Miami.
"Many homes that flooded did not have a flood insurance policy, so the homeowners had to pay for repairs out-of-pocket". Updated Sept. 7 at 2 p.m.
The map below shows each Pennsylvania county color coded according to percent change in number of flood insurance policies from 2012 to 2017. Zoom and drag to see all counties in Pennsylvania. County officials say they don't track the flood insurance program, leaving that to the cities. "Flooding can occur due to storm surge and heavy rain-we must protect Florida's citizens".